Kansas Payday loan laws. Kansas Payday loan legislation.

15% of the payday loan amount.

Minimum term of 7 days and a maximum term of 30 days. Maximum cash advance amount allowable is $500. Rollovers are prohibited.

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Kansas Payday Loan Laws & LegislationState Information Legal Status: Legal Citation: Kan. Stat. Ann. § 16a-2-404 Loan Terms: Maximum Loan Amount: $500 Loan Term: 7-30 days Maximum Finance Rate and Fees: 15% Finance Charge for 14-day $100 loan: $15 APR for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: Two Rollovers Permitted: Not Specified Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: One NSF fee Criminal Action: Prohibited Regulator: Office of the State Bank Commissioner Address: 700 SW Jackson, Suite 300 Topeka KS 66603 Phone: (785) 296-2266 Fax: (785) 296-0168 Regulatory Contact: Kevin C. Glendening,, Deputy Commissioner, Division of Consumer and Mortgage Lending Regulator Website Licensee Database Online Resources: Order Brochures such as Facts for Consumers - High-Rate, High-Fee Loans