This site is dedicated to providing a resource for the laws, statutes, and legislation applicable to payday loans; also called a cash advance, deferred deposit, cash in advance...
Here, you will find a summary of payday loan laws summarized for your review. Our training materials include the appropriate statutes, actual state payday loan license applications, and complete "how to start a payday loan business" training resources, manuals, reports, and analyses.
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No fax payday loans, faxless payday loans, payday cash loans.... They are called many names. We offer those of you interested in the payday loan industry many resources.
Payday loan laws are always in a state of flux. Just like in the car title loan space, scrap gold industry, the rent-to-own (RTO) industry, the pawn shop industry, banking, etc., the consumer protectionists are always attempting to introduce new payday loan legislation in Canada, Australia, the UK and virtually every state in the USA.
On the other hand, the national payday loan organizations, OLA, FISCA and CFSA, are spending millions of dollars every year on lobbyists and PAC's in an effort to negate the exaggerations and anecdotal horror stories promoted by these so-called "do gooders"..
Of course, the tens of thousands of consumers using our payday loan and cash advance products every month, in conjunction with the thousands of our employees and entrepreneurs, and the vendors and their employees - all voters -assure our future!